Monthly Archives: October 2018

Secure vs. Unsecured Loans

Essentially, there are two types of loans: secured loans and unsecured loans. Secured loans are loans in which you pledge some sort of collateral. The bank may repossess the collateral if you do not repay the loan according to the terms you agreed to when you took out the loan. Unsecured loans are not backed by any collateral. You borrow money on the strength of your good credit and ability to repay alone. Revolving vs. Installment Loans Revolving and installment des…

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Secure vs. Unsecured Loans

Essentially, there are two types of loans: secured loans and unsecured loans. Secured loans are loans in which you pledge some sort of collateral. The bank may repossess the collateral if you do not repay the loan according to the terms you agreed to when you took out the loan. Unsecured loans are not backed by any collateral. You borrow money on the strength of your good credit and ability to repay alone. Revolving vs. Installment Loans Revolving and installment des…

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Mortgage Payment Protection Cover Still Being Branded A “Rip-Off” Unnecessarily

With the investigation into payment protection insurance sector still ongoing and the Chief Executive of a mortgage firm being the most recent to receive not only a fine but also a personal fine, mortgage payment protection cover is still being branded a rip-off. However while there are problems within the sector it is essential to realize that the actual product itself will do the job it was designed to do if it is sold correctly. Providing the consumer is aware of the te…

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Make Plans With A Home Loan Calculator

If you are in the beginning stages of purchasing or building a new home, then you need to take the process very slowly and consider all of the details carefully. There is so much to think about that often people forget about important issues while getting tied up in issues that are far down the road of owning your own home. For example, many people forget about the importance of a home loan calculator. Basically a home loan calulator is necessary because it takes into cons…

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Getting a Graduate Loan

In terms of paying a large tuition bill, graduate students are no different than undergraduates. Their situation might even be worse because grad schools are sometimes pricier than other types of institutions. Fortunately, however, graduate students can utilize graduate loans to help fund their education.

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Fighting Mortgage Repossession May Be A Battle

When somebody goes to buy a new or second house, the last thought on their mind is the possibility of defaulting on the payments. Their goal is to own a house in which to raise their family and have something of value to leave their children. Unfortunately, occasionally something happens that causes them to be unable to make the payments and the lender files with the courts for mortgage repossession. While the best way to fight a new repossession order is to make payment …

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Calculate Before Applying For Home Loans

Do you have any idea what you should do before buying a home? Sure, you may know that you need a down payment and that your credit should be good. But, do you really have what it takes to buy a house right now? You might be shocked to know the answer! With a home being the biggest investment you could ever make, it is not surprising that so many are clamoring to apply for home loans. The tax benefits of home ownership outweigh the tax burdens, and of course the notion that…

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